Tuesday, March 17, 2015
Money saving tips
Money Saving Tips
oney saving tips
Money saving tips
Make sure you are getting all of your tax relief benefits and (if unemployed, disabled, widowed etc) your social welfare entitlements. The Revenue site, Department of Social and Family Affairs and the Citizens Information Centre are helpful points of contact.
Cancel any unwanted subscription services.For example, did you recently sign up for a trial introductory offer on a TV channel and are now paying for the full service? Or are you paying for a gym membership or magazine subscription that you no longer use?
Make sure you are not duplicating insurance policies. For example, does your employer pay for travel or health insurance as part of your package? Does your health insurance cover some elements of travel insurance?
Check that you are using the cheapest method of payment. Some utility companies will give discounts if you pay by direct debit rather than cash.
Save on your utility and phone bills- The Power of One site has numerous energy saving tips to help you cut costs. And the callcosts.ie site has useful tips to help you save on your phone costs.
Dont pay more than you have to on your personal finance products. Use our cost comparisons to help make savings.
Try buying online. Better deals are usually offered on smaller luxury items (for birthday and Christmas > gifts) such as books and CDs. But generally try to limit your non-essential spending. For special occasions, agree to a spending limit and make a list.
Use our spending calculator to work out how much you spend on day-to-day expenses
Cut back on non-essential items if you need to free up some extra cash, but dont stop spending money on luxuries completely. If your budgetis too tight, you may not stick to it. We all need little treats now and then!
Consider downsizing. Certain models of cars have cheaper running, tax and insurancecosts. See further tips on reducing car costs
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